Luminaries Capital

Connecting capital to opportunities.█

A mobile-first investment platform for everyday Ugandans.

The Ugandan shilling loses 8–12% against the dollar every year. Bank savings earn almost nothing. Luminaries gives you access to USD-denominated savings and investment products — directly from your phone, using the mobile money you already have. Start from as little as UGX 5,000.

Products

USD T-Bills Fund

[Core]

Invest in US Treasury Bills — the safest asset class in the world. Earn 5–8% annual yield in USD. Minimum: UGX 5,000 (~$1.30). Redeem next business day.

GoalSave™

[Core]

Locked savings vaults for the things that matter. Set a goal — school fees, a car, your wedding — and auto-save daily, weekly, or monthly from your mobile money.

USD Cash Fund

[Coming soon]

A liquid USD savings account with stable yield. Park your money in dollars, withdraw anytime to your mobile money wallet. No lock-up period.

How it works

[01]Sign up with your phone number — takes less than 3 minutes.

[02]Deposit via MTN MoMo or Airtel Money — instantly converted to USD.

[03]Invest in T-Bills or create a GoalSave™ vault — watch your money grow in dollars.

STATUSPre-launch

MIN INVESTMENTUGX 5,000 (~$1.30)

T-BILLS YIELD5–8% annually (USD)

DEPOSITSMTN MoMo & Airtel Money

REGULATIONCMA Uganda

WITHDRAWALSTo mobile money, < 5 minutes

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